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BrokViserBy TaxOz
Mortgage Broking Support / Credit Analyst Support

Credit Analyst Support strengthens the file.

When a scenario needs more than processing, your broker has technical preparation behind them before it reaches the lender.

Loan Processing moves the file. Credit Analyst Support strengthens it. When a scenario needs more than processing, your broker has technical preparation behind them before it reaches the lender.

Credit Analyst Support

Technical support ahead of the lender

This service is positioned above basic loan processing. It focuses on the analytical work that strengthens a file before it is submitted.

Preliminary File Assessment

An initial review of a scenario before it progresses, to identify strengths and gaps early.

Servicing Calculations

Preparing servicing calculations against relevant lender methodologies.

Income Assessment

Reviewing and summarising income evidence for PAYG, self-employed and mixed-income borrowers.

Liability Assessment

Reviewing existing debts, limits and repayment obligations relevant to the scenario.

Borrower Financial Analysis

Building a clear picture of a borrower's financial position to support the broker's assessment.

Review of Supporting Documentation

Checking documentation against lender requirements before it goes to submission.

Lender Policy Research

Researching current lender policy to help identify the right fit for a scenario.

Deal Scenario Preparation

Preparing scenario summaries that set out the key facts, figures and considerations.

Identification of Missing Information

Flagging gaps or inconsistencies before they slow a file down at the lender.

Credit Submission Material

Preparing supporting material to strengthen the quality of a submission.

File Quality Review

A structured check of a file's completeness and consistency ahead of lodgement.

Internal Deal Summaries

Concise summaries that help brokers and their teams make faster, better-informed decisions.

Support extends to residential, commercial and self-employed borrower files where appropriate, scoped to your brokerage’s typical scenarios during onboarding.

Systems We Work Within

Comfortable across the platforms Australian brokerages already use

SalestrekkerPodiumMercuryApplyOnlineSimpologyMyCRMLoan Market ToolboxInfinityFlexOneBrokerEngineSalestrekkerPodiumMercuryApplyOnlineSimpologyMyCRMLoan Market ToolboxInfinityFlexOneBrokerEngine

Platform names reflect systems commonly used across the Australian mortgage broking industry and are illustrative of the environments our processing teams are comfortable working within. Specific software and integrations relevant to your brokerage are confirmed during your Discovery Call.

Important

A note on delegated authority

BrokViser’s credit analyst support strengthens the quality and completeness of a file. It does not extend delegated lending authority, make lending decisions, or provide regulated credit advice to borrowers.

The broker or credit representative retains responsibility for the credit assessment, the lender recommendation and all client-facing advice. BrokViser’s role is to prepare analysis and material that supports the broker’s own decision-making.

FAQs

Frequently Asked Questions

No. BrokViser provides administrative, processing and analytical support to help brokers prepare stronger files. Regulated credit activities, including credit advice and lender recommendations, remain the responsibility of the licensed broker or credit representative. BrokViser does not hold an Australian Credit Licence and is not a credit representative.

Want stronger files reaching the lender the first time?

Tell us about your typical scenarios and we'll talk through where credit analyst support could fit ahead of submission.